This Privacy Policy is framed in light of Section 43A of the Information Technology Act, 2000 read with Rule4 of the Information Technology (Reasonable Security Practices & Procedures & Sensitive Personal Data or Information) Rules 2011, which requires Moneygear Fintech Private Limited (hereinafter referred to as “MoneyGear”) to provide policy for collects, receives, possess, stores, deals, handle or storage and disclosure of information.
The MoneyGear or any person who on behalf of MoneyGear collects, receives, possesses, stores, deals or handles information of provider of information, should adhere to the privacy policy for handling of or dealing in personal information including sensitive personal data or information and ensure that the same are available for view by such providers of information who has provided such information under a lawful contract. Such policy should be published on site of the MoneyGear.
MoneyGear intends to protect the privacy of its users and members on its site and maintain the privacy of the data provided by them to MoneyGear from time to time and is strongly committed to protecting the personal information, including but not restricted to, Sensitive Personal and Financial Information that customer submits to us and we would endeavor to protect it from unauthorized use.
This Privacy Policy provides you with details about the way your data is collected, stored, and used by us and you are advised to read this privacy policy carefully.
By visiting the site, you consent to the use and disclosure of your personal information in accordance with the terms and conditions of this Privacy Policy.If you do not agree to the terms of this Privacy Policy, please do not use or access the site.
Please contact us info@moneygear.in if you have additional questions or require additional information about our privacy policy. This Privacy Policy is applicable for all our ongoing online activities and is also valid for visitors who come to our website and the information that they share and/or collect in MoneyGear. Information collected offline or through channels other than this website does not fall under the purview of this Privacy Policy
In this Policy, unless expressly defined otherwise in this Policy, the capitalized terms shall have the following meanings:
While availing of service or products or using the site MoneyGear may collect and process information from the customers including sensitive information that is confidential in nature but not limited to the below mentioned.
When the user uses the site, our servers automatically record certain information that the user’s web browser sends whenever the user visits any website. Such information is known as "Log Files”. These server logs may include information such as the user’s web request, Internet Protocol (IP) address, browser type, referring/exit pages and URLs, number of clicks, domain names, landing pages, pages viewed, and other such information. We use this information, which may or may not identify users, to analyze trends, administer the site, track users movements around the site, and gather demographic information about the user base as a whole.
The information collected by us is used in various ways to:
MoneyGear may share information with individuals and body corporate in the course of normal business operations, and the customer has subscribed for, and any activity related to these services such as a collection of the fee.
It may become necessary for MoneyGear to disclose the customer’s personal information to its Lending partner or agents in the course of normal business operations for the above referred purpose.
However, these parties would be required to use the information obtained from MoneyGear for such purposes exclusively and protect the Personal information, including but not restricted to, Sensitive Personal and Financial Information under a strict code of confidentiality.
We will not voluntarily disclose your personal information to any non-connected third party but in certain circumstances, we may do so if we are required by court order, by Government Authorities, by law enforcement authorities, or by other legal processes or where it becomes necessary to do so to protect the rights or property of the site and/or its group companies/affiliates, etc. We may also disclose your information to a third party as part of a merger, cooperation towards delivering services or transfer, or any restructuring.
We will only use your personal information data for the purposes for which we collected it unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose.
Like any other website, MoneyGear collects certain information from the user’s browser using small data files called “cookies”. These cookies enable to store information including visitor preferences, IP addresses, and passwords, and allow visitors to secure a move to different website pages without having to re-enter password information. This information is used to customize our webpage content and optimize user experience based on the visitor’s browser type and/or other such information.
Any information collected is stored in secured databases protected by a variety of access controls and is treated as confidential information by MoneyGear.
The web pages of the website contain electronic images known as “web beacons” (sometimes called single-pixel gifs) and are used along with cookies to compile aggregated statistics to analyze how the website is used. Web beacons may also be used in some MoneyGear emails so as to know which emails and links recipients have opened, allowing it to gauge the effectiveness of its customer communications and marketing campaigns
We MoneyGear are strongly committed to protecting the privacy of its customers and have taken all necessary and reasonable measures to protect the confidentiality of the customer information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with the customer.
We will limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know.
You are responsible for maintaining the security of your account credentials and other authentication involved in obtaining access to password-protected or secure areas. MoneyGear will not bear any liability in respect of such unauthorized use of your account.
MoneyGear shall preserve in accordance with the Section 12 of the PLM Act, 2002 to fulfill the purposes for which it was collected and as permitted by the applicable law to comply with our legal and regulatory obligations, resolve disputes, conclude any activities related to the cancellation of an account, investigate, or prevent fraud and other inappropriate activity, to enforce our agreements, and for other business reason.
Our site includes links to other websites whose privacy practices may differ from those of MoneyGear The inclusion of a link does not imply any endorsement by MoneyGear of the third-party website, the website's provider, or the information on the third-party website. If the users submit personal information to any of those websites, such information is governed by the privacy policies of such third-party websites and MoneyGear disclaims all responsibility or liability with respect to these policies or the websites. The users are encouraged to carefully read the privacy policy of any website that they visit.
Another part of our priority is to ensure protection for children while using the internet. We encourage parents and guardians of children to observe and participate in monitoring and/or guiding their online activities. MoneyGear will never knowingly collect any Personal Identifiable Information from children below the age of 13. If you think that your child has divulged any such information on our website, we strongly urge you to contact us immediately. We assure you of prompt action in removing any such information available in our records.
By using our site, you hereby provide consent that you agree and consent to the collection, transfer, use, storage, disclosure, and sharing of your information as described and collected by us in accordance with this Policy. If you do not agree with the Policy, please do not use or access our site.
Any change due to legislative amendment or enchantment of functionality or in the content of the site we may make changes in the privacy policy and changes will be applicable only on a prospective basis so we recommend you to review this page periodically to know about the changes.
Please note that this privacy policy does not create any contractual or other legal rights in or on behalf of any party, nor is it intended to do so.
In accordance with the RBI Regulations and Information Technology Act, 2000 and the Rules made there under, the name and contact details of the Grievance Officer are provided below:
Name: Karan Raj
Designation: Director
Contact Number: 7483014142
EmailAddress: info@moneygear.in
The timeframe for addressing and resolving a complaint shall differ on a case-to-case basis, and depend upon the type and complexity of the grievance. The timelines for redressal of different kinds of complaints under this Policy is as follows:
If any complaint needs additional time to reach a resolution, the Company will inform the complainant of the requirement of additional time and the expected timeline for the resolution of the issue.
All the information on our website is published in good faith and for general information purposes only. MoneyGear does not make any warranties about the completeness, reliability, and accuracy of this information. Any action you take upon the information you find on this website is strictly at your ownrisk. We will not be liable for any losses and/or damages in connection with the use of our site.
From our site, you can visit other sites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link that may have gone 'bad'.
Please be also aware that when you leave our website, other sites may have different privacy policies and terms that are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their "Terms of Service" before engaging in any business or uploading any information.
The Policy should be subjected to an annual review by the management and modifications, if any warranted, should be taken up for the approval of the Board. If there are any amendments in the regulations, revision in the policy should be staged forBoard’s approval in the immediately ensuing Board Meeting, after the amendments are notified by the regulation.
