Checkout our

99.9% Success Rates

About Company

Loans to fulfill your dreams

We’re in this business since 2020 and we provide the best services.

Moneygear Fintech Private Limited is a Non-Banking Financial Company (NBFC), having obtained its Registration certificate from the Reserve Bank of India on 21-10-2020, with registration number N-02-00330.

Mission

The mission of Moneygear is to extend easy and affordable financial services to the needy.

Vision

Our vision is to serve every corner of the country and liquidate the finance modality to run...

2+

Years Experience

Finance

What We’re Offering

We provide best services
for your loans

Gold Loan

Gold Loan

MoneyGear strives to provide solutions to all your gold loan problems.

Consumer Durable Loan

Consumer Durable Loan

Coming soon...

2 Wheeler Loan

2 Wheeler Loan

Coming soon...

2 Wheeler Loan

Personal Loan

Coming Soon...

calculate your rate

How much do you need loan for you?

Loan Type
Required Loan Amount
₹10000 ₹1000000
Tenure
1 Month 12 Months

Pay Monthly

Term of Use Months

Total Pay Back

Contact For Loan
*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.

99.0%

Loans Approved

%

Loans Approve

k

Payments in a Month

+

Loans Distributed

99.9%

Success Rates Guarantee

our benefits

Why you should choose our company

MoneyGear strives to provide solutions to all your gold loan problems, which is why We offer unique and instant gold loan solutions with the best rates in the market. Our interest rates are as low as 1.00%.

Lowest bank fees

Up to 20.000₹ limit

Easy in 3 steps

F.A.Q's

Frequently Asked Questions

What is a gold loan?

A gold loan is a loan in which the borrower offers a certain amount of gold against a loan amount (called loan-to-value or LTV) for a certain period of time. This works like a normal secured loan in which the gold acts as collateral or asset.

What are the benefits of a gold loan?

A gold loan offers many benefits when compared to other types of loans. Gold loan benefits include faster processing time, higher loan to value ratio, lower interest rates, the convenience of availability of the collateral, faster loan disbursal, and relaxed eligibility criteria. Based on the lender, you may also enjoy other benefits like insurance cover.

How are gold loans different from other loans like personal or credit card loans?

A gold loan offers better benefits than a personal loan or credit card loan. For example, gold loans have much lower interest rates and are not as heavy on document work. In fact, gold loans require minimal document work with only KYC needed. Moreover, gold loans do not require a credit score or history and have the highest loan-to-value ratio (LTV). Loan amounts are also disbursed much faster, usually within a few hours, making it a great option for those in need of an emergency loan.

How does gold loan work?

To take out a loan against gold, you must pledge your gold ornaments to the lender. This gold is valued first, and then a loan amount against the pledged gold is fixed. A self-evaluation can also be done with a gold loan calculator online. Once the loan is disbursed, the borrower will have to complete the repayments within the loan tenure, after which, the collateral is returned to the borrower.

What purposes can I request a gold loan for?

You can use the online gold loan amount to suit any business or personal need that does not entail illegal activities, money laundering, terrorism or any other activity prohibited by law.

Why should I take a gold loan with MoneyGear?

MoneyGear strives to provide solutions to all your gold loan problems, which is why We offer unique and instant gold loan solutions with the best rates in the market. Our interest rates are as low as 1.00%, and we offer flexible repayment schemes as well to make gold loans affordable and convenient for all. We also offer 100% insurance cover for your ornaments.

  • Simple
  • Transparent
  • Secure

Get quick loans

Contact Us